Coffee Shops/Juice Bars/
Ice Cream Shops
California Mutual offers a comprehensive program designed for Juice Bars / Coffee Shops / Ice Cream Shops.
Basic Coverages Include:
Business Personal Property
- Replacement Cost
- Electronic Data Processing (Included in BPP Limit)
- Tenant Improvements
Loss of Income
- Actual Loss Sustained up to 12 months
Liability
- Bodily Injury and Property Damage
- Personal and Advertising Injury
- Medical Payments
- Fire Legal
Other Included Coverages
- Accounts Receivable - $10,000
- Employee Dishonesty - $25,000
- Glass
- Lost Key
- Money and Securities In/Off Premises - $5,000
- Valuable Papers - $10,000
Optional Coverages:
Coverage Enhancement Endorsement
- Backup Sewers and Drains - $10,000
- Spoilage - $10,000
- Customer Property - $5,000
- Outdoor Signs - $5,000
- Money and Securities - $5,000
- Robbery and Safe Burglary - $5,000
- Property in Transit - $5,000
- Fire Department Service Charge - $5,000
- Increased Cost of Construction - $150,000
- Property of Others - $10,000
- Valuable Papers - $25,000
- Outdoor Property - $10,000
Equipment Breakdown
- Mechanical Failure
- Electrical Failure
- Communication Equipment
- Computer Equipment
- Electrical Equipment
- Refrigeration Equipment
- Heating and Air Conditioning Equipment
- Direct Physical Loss
- Business Interruption and Extra Expense
Additional Optional Coverages
- Scheduled Equipment
- Unscheduled Equipment
- Spoilage
- Forgery and Alteration
- Non-owned and Hired Auto
- Employee Benefits
- And More
