Offering coverages specifically designed for the Bed and Breakfast Industry.
Insure your home and livelihood with a company that has been in business since 1920, so you can relax, enjoy your guests and the joy of owning your own business.
Our Bed and Breakfast Package Includes:
Building
- Replacement Cost
- Inflation Guard
- Fences and outbuildings
Business Personal Property
- Worldwide Personal Property Extension – $5,000
- Guest Property – $1,000 / $25,000
Loss of Income
- Extra Residence Living and Business Expense
- Additional Living Expense and Guest Relocation
Liability
- Bodily Injury and Property Damage
- Personal and Advertising Injury
- Medical Payments
- Fire Legal
- Personal Liability
- Temporary Innkeeper’s Liability
Other Included Coverage
- Debris Removal – $10,000
- Fire Department Service Charge – $1,000
- Electronic Data Processing – $2,500
- Pollution Clean Up and Removal – $10,000
- Increased Cost of Construction – $10,000
- And More
Optional Coverages
Coverage Enhancement Endorsement
- Backup Sewers and Drains – $25,000
- Spoilage – $10,000
- Customer Property – $5,000
- Outdoor Signs – $5,000
- Money and Securities – $5,000
- Robbery and Safe Burglary – $5,000
- Property in Transit – $5,000
- Fire Department Service Charge – $5,000
- Increased Cost of Construction – $150,000
- Property of Others – $10,000
- Valuable Papers – $25,000
- Outdoor Property – $10,000
Equipment Breakdown
- Mechanical Failure
- Electrical Failure
- Communication Equipment
- Computer Equipment
- Electrical Equipment
- Refrigeration Equipment
- Heating and Air Conditioning Equipment
- Direct Physical Loss
- Business Interruption and Extra Expense
Additional Optional Coverages
- Accounts Receivable
- Detached Signs
- Employee Dishonesty
- Forgery and Alteration
- Non-owned and Hired Auto
- Liquor Liability
- Cyber Liability
- Employment Practices Liability
- And More