Office Buildings
California Mutual offers a comprehensive program for Building - Owners.
Our Package Includes:
Building
- Replacement Cost
- Inflation Guard
Business Personal Property
- Replacement Cost
Loss of Income
- Actual Loss Sustained up to 12 months
Liability
- Business Liability and Medical Expenses
- Fire Legal
Additional Coverages
- Debris Removal - $10,000
- Fire Department Service Charge- $1,000
- Pollution Clean Up and Removal- $10,000
- Forgery or Alterations - $2,500
- Money Orders and Counterfeit Papers - $1,000
- Loss of Income Due to Action by Civil Authority - Actual Loss Sustained
- Glass-temporary Plates or Board Up - Actual Loss
- Fire Extinguisher Systems Recharge Expense - $5,000
- Increase Cost of Construction - $10,000
- Business Income from Dependent Properties - $5,000
Coverage Extensions
- Newly Acquired or Constructed Property - $250,000
- Newly Acquired Business Personal Property - $100,000
- Personal Property Off Premises - $5,000
- Outdoor Property - $2,500
- Personal Effects - $2,500
- Valuable Papers and Records - $10,000
- Accounts Receivable - $10,000
Optional Coverages
Coverage Enhancement Endorsement
- Backup Sewers and Drains - $10,000
- Spoilage - $10,000
- Customer Property - $5,000
- Outdoor Signs - $5,000
- Money and Securities - $5,000
- Robbery and Safe Burglary - $5,000
- Property in Transit - $5,000
- Fire Department Service Charge - $5,000
- Increased Cost of Construction - $150,000
- Property of Others - $10,000
- Valuable Papers - $25,000
- Outdoor Property - $10,000
Equipment Breakdown
- Mechanical Failure
- Electrical Failure
- Communication Equipment
- Computer Equipment
- Electrical Equipment
- Refrigeration Equipment
- Heating and Air Conditioning Equipment
- Direct Physical Loss
- Business Interruption and Extra Expense
Additional Optional Coverages
- Non-owned and Hired Auto
- Employee Dishonesty
- Detached Signs
- Money and Securities
- And More
