California Mutual Insurance Company

Cal Mutual Pauses Homeowners and Dwelling Fire-New Business

June 22, 2023 – Due to the current market conditions in California and as a result of some carriers restricting issuance of new residential property insurance in California, we have experienced a significant increase in the number of applications received for Homeowners and Dwelling Fire policies across the state. In an effort to allow our staff to catch up on new business applications while still providing excellent service for our current customers’ residential property renewal business, we are pausing writing new Homeowners and Dwelling Fire policies.

This is not a decision to stop or slow our writing of these policies in the future in California.  We are a California company and are committed to servicing the insurance needs of the state. Our decision to pause writings is simply a necessary result of having received a record number of applications in recent months. Our pause is temporary and we will resume writing new Homeowners and Dwelling Fire policies as soon as our staffing allows us.

This pause applies to NEW Homeowners and NEW Dwelling Fire products only and does not apply to our commercial products. 

We thank you for your patience and support and will keep you updated as we move forward. 

Matt Curley, Chief Executive Officer

The Policyholder Portal is Closed Due to Upgrading.

The policyholder and agent portals are closed as New Portals are implemented and tested. Please contact your agent or Cal Mutual Underwriter for further assistance.

Serving our policy holders since 1920.

Unlike a stock company, a “mutual” is owned by the policyholders. We are here to make certain the needs of our policyholders are served at reasonable prices. Through our experienced staff, we offer the highest level of customer service from tailored coverages, flexible payment plans and efficient and fair claims handling […] Learn More