Shopping Centers

California Mutual offers a comprehensive program designed for Shopping Centers and Strip Malls.

Our Package Includes

Building

  • Replacement Cost
  • Inflation Guard

Business Personal Property

  • Replacement Cost

Loss of Income

  • Business Income & Extra Expense

Liability

  • Bodily Injury and Property Damage
  • Personal and Advertising Injury
  • Medical Payments
  • Fire Legal

Other Included Coverages

  • Debris Removal - $10,000
  • Fire Department Service Charge- $1,000
  • Pollution Clean Up and Removal- $10,000
  • Loss of Income Due to Action by Civil Authority - $10,000
  • Electronic Data Processing - $2,500
  • Increase Cost of Construction - $10,000

Optional Coverages

Coverage Enhancement Endorsement

  • Backup Sewers and Drains - $10,000
  • Spoilage - $10,000
  • Customer Property - $5,000
  • Outdoor Signs - $5,000
  • Money and Securities - $5,000
  • Robbery and Safe Burglary - $5,000
  • Property in Transit - $5,000
  • Fire Department Service Charge - $5,000
  • Increased Cost of Construction - $150,000
  • Property of Others - $10,000
  • Valuable Papers - $25,000
  • Outdoor Property - $10,000

Equipment Breakdown

  • Mechanical Failure
  • Electrical Failure
  • Communication Equipment
  • Computer Equipment
  • Electrical Equipment
  • Refrigeration Equipment
  • Heating and Air Conditioning Equipment
  • Direct Physical Loss
  • Business Interruption and Extra Expense

Additional Optional Coverages

  • Non-owned and Hired Auto
  • Employee Dishonesty
  • Forgery and Alteration
  • Accounts Receivable
  • Detached Signs
  • Agreed Value
  • Money and Securities
  • Valuable Papers
  • And More