Unlike a stock company, a “mutual” is owned by the policyholders. We are here to make certain the needs of our policyholders are served at reasonable prices. Through our experienced staff, we offer the highest level of customer service from tailored coverages, flexible payment plans and efficient and fair claims handling.
We are rated “A-“ Excellent by the A.M. Best Company. We reinsure our business with carriers rated “A” Excellent or better, and whose surplus exceeds $10 billion.
Our web-based data processing system provides ease of use to our policyholders and agents with anywhere-anytime access to policy information, documents, billing and claims. However, we still value the individual attention you as a policyholder or agent may need. A “live person” will answer your call during business hours to assure that you receive the attention you deserve.
We are a California domestic company insuring Californians. We provide stability in the California insurance market by promising to be here for you for the long haul.