California Mutual is rated by A.M. Best, a full-service credit rating agency, dedicated to serving the insurance industry. It began assigning ratings in 1906, making it the first choice of today’s rating agencies. Best’s Financial Strength Rating is an independent opinion of an insurer’s financial strength and ability to meet its ongoing insurance policy and contract obligations.
California Mutual is rated “A- Excellent” by A.M. Best. Our Best Capital Adequacy Ratio (BCAR) score exceeds 500. A BCAR score over 175 is considered excellent.
Click below to view or download complete details on California Mutual’s Financial Strength Rating by A.M. Best. http://www3.ambest.com/ratings/FullProfile.asp?Bl=0&AMBNum=4368&AltSrc=1&AltNum=&URATINGID=453072&Ext_User=&Ext_Misc=
For A.M. Best rating methodology: http://www.ambest.com/ratings/guide.asp
California Mutual reinsures its business with carriers whose Policyholder Surplus exceeds $10 billion and rated A-Excellent or better by A.M. Best Company.
California Mutual is a California domestic insurance company operating in California since 1920. We are proud to be founding members of The Pacific Association of Domestic Insurance Companies (PADIC). PADIC works with consumers, policyholders, regulators and legislators to improve the understanding of insurance issues, to keep costs and prices at reasonable levels, to promote a healthy and competitive agency-based insurance marketplace and to recognize the economic contributions make to California by domestic insurers. For more information about California domestic companies go to www.padic.org.