Our Mercantile Building Package Includes:
Building
- Replacement Cost
- Inflation Guard
Business Personal Property
- Replacement Cost
Loss of Income
- Business Income & Extra Expense
Liability
- Bodily Injury and Property Damage
- Personal and Advertising Injury
- Medical Payments
- Fire Legal
Other included coverages
- Debris Removal – $10,000
- Fire Department Service Charge – $1,000
- Pollution Clean Up and Removal – $10,000
- Loss of Income Due to Action by Civil Authority – $10,000
- Electronic Data Processing – $2,500
- Increase Cost of Construction – $10,000
Optional Coverages
Coverage Enhancement Endorsement
- Backup Sewers and Drains – $25,000
- Spoilage – $10,000
- Customer Property – $5,000
- Outdoor Signs – $5,000
- Money and Securities – $5,000
- Robbery and Safe Burglary – $5,000
- Property in Transit – $5,000
- Fire Department Service Charge – $5,000
- Increased Cost of Construction – $150,000
- Property of Others – $10,000
- Valuable Papers – $25,000
- Outdoor Property – $10,000
Equipment Breakdown
- Mechanical Failure
- Electrical Failure
- Communication Equipment
- Computer Equipment
- Electrical Equipment
- Refrigeration Equipment
- Heating and Air Conditioning Equipment
- Direct Physical Loss
- Business Interruption and Extra Expense
Additional Optional Coverages
- Non-owned and Hired Auto
- Employee Dishonesty
- Forgery and Alteration
- Accounts Receivable
- Detached Signs
- Agreed Value
- Money and Securities
- Valuable Papers
- Cyber Liability
- Employment Practices Liability
- And More