Shopping Centers

Offering coverages for Shopping Center and Strip Mall Building Owners.

Our Shopping Centers Package Includes:

Building

  • Replacement Cost
  • Inflation Guard

Business Personal Property

  • Replacement Cost

Loss of Income

  • Business Income & Extra Expense

Liability

  • Bodily Injury and Property Damage
  • Personal and Advertising Injury
  • Medical Payments
  • Fire Legal

Other Included Coverages

  • Debris Removal – $10,000
  • Fire Department Service Charge – $1,000
  • Pollution Clean Up and Removal – $10,000
  • Loss of Income Due to Action by Civil Authority – $10,000
  • Electronic Data Processing – $2,500
  • Increase Cost of Construction – $10,000

Optional Coverages

Coverage Enhancement Endorsement

  • Backup Sewers and Drains – $25,000
  • Spoilage – $10,000
  • Customer Property – $5,000
  • Outdoor Signs – $5,000
  • Money and Securities – $5,000
  • Robbery and Safe Burglary – $5,000
  • Property in Transit – $5,000
  • Fire Department Service Charge – $5,000
  • Increased Cost of Construction – $150,000
  • Property of Others – $10,000
  • Valuable Papers – $25,000
  • Outdoor Property – $10,000

Equipment Breakdown

  • Mechanical Failure
  • Electrical Failure
  • Communication Equipment
  • Computer Equipment
  • Electrical Equipment
  • Refrigeration Equipment
  • Heating and Air Conditioning Equipment
  • Direct Physical Loss
  • Business Interruption and Extra Expense

Additional Optional Coverages

  • Non-owned and Hired Auto
  • Employee Dishonesty
  • Forgery and Alteration
  • Accounts Receivable
  • Detached Signs
  • Agreed Value
  • Money and Securities
  • Valuable Papers
  • Cyber Liability
  • Employment Practices Liability
  • And More